.imh-calc{--imh-navy:var(--navy-700,#2c4fb0);--imh-navy-d:var(--navy-800,#1e3577);--imh-navy-900:var(--navy-900,#14224f);--imh-navy-50:var(--navy-50,#eef2fe);--imh-gold:var(--gold-500,#c9a23b);--imh-gold-700:var(--gold-700,#8a6a2e);--imh-ink:var(--fg-1,#16181d);--imh-ink2:var(--fg-2,#585b63);--imh-mut:var(--fg-3,#8b8e96);--imh-line:var(--line-1,#e8e8e6);--imh-line2:var(--line-2,#dadad7);--imh-paper:var(--paper,#f7f7f6);--imh-success:var(--color-success,#2e7d5b);--imh-error:var(--color-error,#c0432f);--imh-rs:9px;--imh-r:16px;--imh-sh-sm:0 1px 2px rgba(20,34,79,.05);--imh-sh:0 1px 2px rgba(20,34,79,.05),0 16px 36px -20px rgba(20,34,79,.22);font-family:'Archivo',system-ui,-apple-system,sans-serif;color:var(--imh-ink2);background:#fff;border:1px solid var(--imh-line);border-radius:var(--imh-r);box-shadow:var(--imh-sh);max-width:660px;margin:1.75rem auto;overflow:hidden;position:relative}.imh-calc *{box-sizing:border-box}.imh-calc:before{content:"";position:absolute;inset:0 0 auto 0;height:3px;background:linear-gradient(90deg,var(--imh-navy) 0%,var(--imh-navy-d) 60%,var(--imh-gold) 100%);z-index:1}.imh-calc__head{background:#fff;color:var(--imh-ink);padding:clamp(16px,2.6vw,22px) clamp(18px,3vw,26px) clamp(13px,2vw,16px);border-bottom:1px solid var(--imh-line)}.imh-calc__title{font-family:'Archivo',system-ui,sans-serif;font-weight:700;letter-spacing:-.025em;font-size:clamp(1.05rem,2vw,1.28rem);line-height:1.12;color:var(--imh-ink);margin:0 0 4px}.imh-calc__sub{font-size:.82rem;line-height:1.45;color:var(--imh-ink2);margin:0;max-width:58ch}.imh-calc__body{padding:clamp(16px,3vw,24px) clamp(18px,3vw,26px) clamp(18px,3vw,24px)}.imh-calc__grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 16px}@media (max-width:560px){.imh-calc__grid{grid-template-columns:1fr}}.imh-field{display:flex;flex-direction:column;gap:6px}.imh-field--full{grid-column:1/-1}.imh-field label{font-size:.68rem;font-weight:600;letter-spacing:.07em;text-transform:uppercase;color:var(--imh-mut)}.imh-out{color:var(--imh-navy);font-variant-numeric:tabular-nums;font-weight:700}.imh-req{color:var(--imh-error);margin-left:3px}.imh-field input[type=number],.imh-field input[type=text],.imh-field input[type=email],.imh-field input[type=tel],.imh-field select{border:1px solid var(--imh-line2);border-radius:var(--imh-rs);background:#fff;font-family:'Archivo',system-ui,sans-serif;font-size:.92rem;font-weight:500;color:var(--imh-ink);padding:9px 12px;outline:none;width:100%;-webkit-appearance:none;appearance:none;transition:border-color .16s,box-shadow .16s}.imh-field select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%238B8E96' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:34px}.imh-field input:focus,.imh-field select:focus{border-color:var(--imh-navy);box-shadow:0 0 0 3px rgba(44,79,176,.13)}.imh-field input[type=range]{-webkit-appearance:none;appearance:none;accent-color:var(--imh-navy);width:100%;height:5px;border-radius:999px;background:var(--imh-line2);outline:none;margin:9px 0 4px;padding:0;cursor:pointer}.imh-field input[type=range]:focus-visible{box-shadow:0 0 0 3px rgba(44,79,176,.13)}.imh-field input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:18px;height:18px;border-radius:50%;background:var(--imh-navy);border:3px solid #fff;box-shadow:0 1px 4px rgba(20,34,79,.3);cursor:pointer;transition:transform .14s}.imh-field input[type=range]:active::-webkit-slider-thumb{transform:scale(1.15)}.imh-field input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--imh-navy);border:3px solid #fff;box-shadow:0 1px 4px rgba(20,34,79,.3);cursor:pointer}.imh-calc__results{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px;margin:20px 0 2px}.imh-calc__results--compare{grid-template-columns:repeat(2,1fr)}@media (max-width:560px){.imh-calc__results{grid-template-columns:1fr 1fr}.imh-calc__results--compare{grid-template-columns:1fr}}.imh-result{border:1px solid var(--imh-line);border-radius:var(--imh-rs);background:var(--imh-paper);padding:12px 14px;display:flex;flex-direction:column;gap:5px}.imh-result--primary{grid-column:1/-1;background:var(--imh-navy-900);border-color:var(--imh-navy-900);padding:16px 18px}.imh-result--primary .imh-result__label{color:rgba(255,255,255,.62)}.imh-result--primary .imh-result__hint{color:rgba(255,255,255,.55)}.imh-result--accent{background:var(--gold-50,#f9f4e8);border-color:rgba(201,162,59,.32)}.imh-result__label{font-size:.68rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--imh-mut);display:flex;gap:6px;align-items:baseline;flex-wrap:wrap}.imh-result__hint{font-size:.64rem;text-transform:none;letter-spacing:0;color:var(--imh-navy);font-weight:500}.imh-result__value{font-family:'Archivo',system-ui,sans-serif;font-weight:700;font-size:1.12rem;letter-spacing:-.02em;color:var(--imh-ink);font-variant-numeric:tabular-nums;line-height:1.1}.imh-result--primary .imh-result__value{color:#fff;font-size:clamp(1.6rem,4vw,2.1rem);letter-spacing:-.03em}.imh-result--accent .imh-result__value{color:var(--imh-gold-700)}.imh-result__value--text{font-size:.98rem;line-height:1.3}.imh-result--primary .imh-result__value--text{font-size:clamp(1.1rem,2.6vw,1.35rem)}.imh-chart{margin:18px 0 2px;width:100%;overflow:hidden}.imh-chart svg{display:block;width:100%;height:auto}.imh-chart:empty{display:none}.imh-table-wrap{margin:16px 0 2px;overflow-x:auto;border:1px solid var(--imh-line);border-radius:var(--imh-rs)}.imh-table{width:100%;border-collapse:collapse;font-size:.85rem;font-variant-numeric:tabular-nums}.imh-table th{text-align:right;font-weight:600;font-size:.67rem;letter-spacing:.04em;text-transform:uppercase;color:var(--imh-mut);background:var(--imh-paper);padding:9px 13px;border-bottom:1px solid var(--imh-line2)}.imh-table th:first-child,.imh-table td:first-child{text-align:left}.imh-table td{padding:8px 13px;text-align:right;border-bottom:1px solid var(--imh-line);color:var(--imh-ink)}.imh-table tbody tr:last-child td{border-bottom:0}.imh-table tbody tr:nth-child(even) td{background:rgba(20,34,79,.018)}.imh-table tr.imh-table__total td{font-weight:700;background:var(--imh-navy-50);color:var(--imh-navy)}.imh-schedule{margin-top:16px;border:1px solid var(--imh-line);border-radius:var(--imh-rs)}.imh-schedule>summary{cursor:pointer;list-style:none;font-weight:600;font-size:.88rem;color:var(--imh-ink);padding:12px 15px;display:flex;justify-content:space-between;align-items:center;transition:background .14s}.imh-schedule>summary:hover{background:var(--imh-paper)}.imh-schedule>summary::-webkit-details-marker{display:none}.imh-schedule>summary:after{content:"+";font-size:1.3rem;color:var(--imh-gold-700);line-height:1}.imh-schedule[open]>summary:after{content:"\2013"}.imh-schedule .imh-table-wrap{margin:0;border:0;border-top:1px solid var(--imh-line);border-radius:0}.imh-services{margin-top:20px}.imh-services__title{font-weight:600;color:var(--imh-ink);font-size:.9rem;margin:0 0 11px}.imh-services__list{list-style:none;margin:0;padding:0;display:grid;gap:9px}.imh-services__list li{display:flex;gap:9px;align-items:flex-start;font-size:.88rem;color:var(--imh-ink2)}.imh-services__list svg{color:var(--imh-navy);flex:0 0 auto;margin-top:2px}.imh-note{font-size:.73rem;line-height:1.5;color:var(--imh-mut);margin:16px 0 0}.imh-disclaimer{display:flex;gap:9px;align-items:flex-start;margin:18px 0 4px;padding:12px 14px;background:#fbf7ec;border:1px solid #e7dbbf;border-radius:10px;font-size:.78rem;line-height:1.5;color:var(--imh-ink2,#585b63)}.imh-disclaimer svg{flex:0 0 auto;margin-top:1px;color:#b6904a}.imh-disclaimer strong{color:var(--imh-ink,#16181d);font-weight:700}.imh-disclaimer a{color:var(--imh-navy,#2c4fb0);font-weight:600;text-decoration:underline}.imh-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:var(--imh-rs);font-family:'Archivo',system-ui,sans-serif;font-weight:600;font-size:14px;text-decoration:none;padding:11px 20px;border:0;cursor:pointer;transition:background .18s,transform .18s,box-shadow .18s}.imh-btn--dark{background:var(--imh-navy);color:#fff}.imh-btn--dark:hover{background:var(--imh-navy-d);color:#fff;transform:translateY(-1px);box-shadow:var(--imh-sh)}.imh-btn--ghost{background:#fff;color:var(--imh-navy);border:1px solid var(--imh-line2)}.imh-btn--ghost:hover{border-color:var(--imh-navy);background:var(--imh-navy-50);color:var(--imh-navy)}.imh-lead{margin-top:20px;padding-top:18px;border-top:1px solid var(--imh-line)}.imh-lead__form{margin-top:16px}.imh-lead__form[hidden]{display:none}.imh-lead__actions{margin-top:14px}.imh-consent{display:flex;gap:10px;align-items:flex-start;margin-top:14px;font-size:.78rem;line-height:1.45;color:var(--imh-ink2);cursor:pointer}.imh-consent input{margin-top:2px;flex:0 0 auto;width:16px;height:16px;accent-color:var(--imh-navy)}.imh-lead__msg{font-size:.84rem;margin:11px 0 0;min-height:1em}.imh-lead__msg.is-ok{color:var(--imh-success)}.imh-lead__msg.is-err{color:var(--imh-error)}.imh-wycena__cta{margin-top:20px;padding-top:18px;border-top:1px solid var(--imh-line)}.imh-wycena__lead{font-size:.9rem;line-height:1.5;color:var(--imh-ink2);margin:0 0 14px}.imh-seo{--imh-navy:var(--navy-700,#2c4fb0);--imh-gold-700:var(--gold-700,#8a6a2e);--imh-ink:var(--fg-1,#16181d);--imh-ink2:var(--fg-2,#585b63);--imh-line:var(--line-1,#e8e8e6);--imh-paper:var(--paper,#f7f7f6);font-family:'Archivo',system-ui,-apple-system,sans-serif;max-width:760px;margin:2.5rem auto 0;color:var(--imh-ink2)}.imh-seo__section{margin:0 0 1.75rem}.imh-seo__section:last-child{margin-bottom:0}.imh-seo__h2{font-family:'Archivo',system-ui,sans-serif;font-weight:700;letter-spacing:-.02em;font-size:clamp(1.15rem,2.4vw,1.45rem);line-height:1.18;color:var(--imh-ink);margin:0 0 .7rem}.imh-seo__body{font-size:.96rem;line-height:1.62}.imh-seo__body p{margin:0 0 .9rem}.imh-seo__body p:last-child{margin-bottom:0}.imh-seo__body ul{margin:0 0 .9rem;padding-left:1.15rem}.imh-seo__body li{margin:0 0 .45rem}.imh-seo__body strong{color:var(--imh-ink);font-weight:600}.imh-seo__body code{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:.88em;background:var(--imh-paper);border:1px solid var(--imh-line);border-radius:5px;padding:.1em .4em;color:var(--imh-navy)}.imh-faq__item{border-bottom:1px solid var(--imh-line)}.imh-faq__item:first-of-type{border-top:1px solid var(--imh-line)}.imh-faq__q{cursor:pointer;list-style:none;font-weight:600;font-size:.98rem;color:var(--imh-ink);padding:15px 36px 15px 2px;position:relative;transition:color .14s}.imh-faq__q::-webkit-details-marker{display:none}.imh-faq__q:hover{color:var(--imh-navy)}.imh-faq__q:after{content:"+";position:absolute;right:4px;top:50%;transform:translateY(-50%);font-size:1.35rem;font-weight:400;line-height:1;color:var(--imh-gold-700)}.imh-faq__item[open] .imh-faq__q:after{content:"\2013"}.imh-faq__a{font-size:.94rem;line-height:1.6;color:var(--imh-ink2);padding:0 2px 16px}.imh-faq__a p{margin:0}.imh-tools-hub{--imh-navy:var(--navy-700,#2c4fb0);--imh-navy-50:var(--navy-50,#eef2fe);--imh-gold-700:var(--gold-700,#8a6a2e);--imh-ink:var(--fg-1,#16181d);--imh-ink2:var(--fg-2,#585b63);--imh-line:var(--line-1,#e8e8e6);font-family:'Archivo',system-ui,-apple-system,sans-serif;max-width:980px;margin:1.5rem auto 0}.imh-tools-hub__grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:14px}.imh-tools-card{display:flex;align-items:flex-start;gap:14px;padding:18px;border:1px solid var(--imh-line);border-radius:14px;background:#fff;text-decoration:none;box-shadow:0 1px 2px rgba(20,34,79,.05);transition:border-color .18s,box-shadow .18s,transform .18s}.imh-tools-card:hover{border-color:var(--imh-navy);box-shadow:0 1px 2px rgba(20,34,79,.05),0 16px 32px -20px rgba(20,34,79,.28);transform:translateY(-2px)}.imh-tools-card__ico{flex:0 0 auto;width:42px;height:42px;display:grid;place-items:center;border-radius:10px;background:var(--imh-navy-50);color:var(--imh-navy)}.imh-tools-card__ico svg{width:21px;height:21px}.imh-tools-card__body{flex:1 1 auto;min-width:0}.imh-tools-card__title{display:block;font-weight:700;font-size:1.02rem;letter-spacing:-.01em;color:var(--imh-ink);margin-bottom:3px}.imh-tools-card__desc{display:block;font-size:.86rem;line-height:1.45;color:var(--imh-ink2)}.imh-tools-card__arrow{flex:0 0 auto;color:var(--imh-gold-700);margin-top:10px;transition:transform .18s}.imh-tools-card__arrow svg{width:18px;height:18px}.imh-tools-card:hover .imh-tools-card__arrow{transform:translateX(3px)}@media (prefers-reduced-motion:reduce){.imh-btn,.imh-field input,.imh-field select,.imh-schedule>summary,.imh-faq__q,.imh-tools-card,.imh-tools-card__arrow{transition:none}}